The Portfolio of

Alex Vera: Bridging Finance & Tech

Financial services innovation expert exploring the convergence of finance and emerging technologies — with a focus on secure APIs, open banking, and product strategy.

#Open Banking #GenAI #Blockchain #Innovation

Technology Focus

Open banking ecosystems: secure, scalable API infrastructure and data exchange.
GenAI applications: practical automation and customer experience enhancements.
Blockchain solutions: transparent financial rails, smart contracts, and tokenization.

Open Banking Journey

Driving open banking growth through account aggregation, OAuth verification, and consumer‑permissioned data access — with deep experience in governance, risk, and scalable delivery.

Latest articles

Voice AI in Contact Centers: Why Hybrid Service Wins
December 20, 2025

After building an autonomous voice agent prototype, I learned the real product isn't voice—it's trust. Here's what that means for the future of contact centers.
CFPB in Flux: What the April 2025 Shake‑Ups Mean for Open Banking and Personal Data Rights
April 19, 2025

Massive staff cuts and a new supervision memo at the CFPB could slow Rule 1033 enforcement and reshape API governance—here's what fintech teams should watch.
From ACH to On‑Chain: How Stablecoins Will Slash Treasury Settlement Costs for Big Banks
April 18, 2025

Explore why 2025 is the tipping point for stablecoin adoption by large financial institutions and the strategic advantages they offer.

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